Privacy Policy
How we collect, use, and protect your information.
Last updated: January 1, 2025
1. Introduction
NextRes Capital, LLC (“NextRes,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or apply for a loan. Please read this policy carefully.
2. Information We Collect
We may collect the following categories of information:
- Personal identification: name, email address, phone number, and mailing address
- Financial information: income, assets, property value, and loan history (collected during loan applications)
- Property information: property address, purchase price, estimated after-repair value (ARV), and renovation budget
- Usage data: IP address, browser type, pages visited, and time spent on site (collected via cookies and analytics tools)
3. How We Use Your Information
We use the information we collect to:
- Process and evaluate loan applications
- Communicate with you about your loan status and next steps
- Send market updates and educational content (with your consent)
- Comply with legal and regulatory obligations
- Improve our website and services
4. Information Sharing
We do not sell your personal information. We may share your information with the following third parties only as necessary to provide our services:
- Third-party service providers who assist in loan processing (including appraisers, title companies, and underwriters)
- Credit reporting agencies as required by applicable law
- Regulatory bodies and law enforcement when legally required
- Successor entities in the event of a merger, acquisition, or sale of assets
5. Data Security
We use industry-standard encryption (TLS/SSL), access controls, and secure data storage to protect your information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
6. Your Rights
You may request access to, correction of, or deletion of your personal data at any time by contacting us at info@nextres.com. We will respond to all verified requests within 30 days.
7. Cookies
We use essential cookies for site functionality and analytics cookies (such as Google Analytics) to understand how visitors use our site. You may disable cookies in your browser settings at any time, though doing so may affect certain site functionality.
8. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. Material changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this policy periodically.
9. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
NextRes Capital, LLC | info@nextres.com | (858) 299-5570
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