About NextRes
Private lending built for the modern real estate investor.
Built for Investors, By Investors
Founded in 2012 by a team of real estate investors and finance professionals, NextRes was born from a simple frustration: traditional banks were too slow, too rigid, and too focused on borrower income rather than deal quality.
We built NextRes to be the lender we always wished existed — one that could close in 5 days, underwrite the asset rather than the borrower, and scale with our clients as their portfolios grew.
Today, NextRes Capital has deployed over $3.2 billion in capital across 47 states, serving over 8,500 investors from first-time fix-and-flippers to institutional portfolio builders.
To be the most trusted and efficient private real estate lender in America — enabling investors to move faster, grow bigger, and build wealth with confidence.
What we stand for
Speed
We eliminate bureaucracy. If we can fund faster, we will. Time is always money in real estate.
Transparency
No hidden fees. No surprises. Clear terms every time — from application to closing.
Partnership
Your success is our success. We grow with our borrowers — your win is our motivation.
Integrity
We say what we do and do what we say. Our reputation is built one closed deal at a time.
NextRes vs. Traditional Banks
| What Matters | NextRes Capital | Traditional Banks |
|---|---|---|
| Close Time | 5 business days (avg) | 30–90 days |
| Income Verification | Asset-based, no W-2s or tax returns | Full income docs required |
| Credit Requirements | Flexible — deal quality matters most | Strict — 740+ FICO often required |
| Draw Process | 48-hour construction draws | Slow, multi-week inspections |
| Nationwide Lending | 47 states, one relationship | Regional limitations common |
| Relationship | Dedicated loan officer, direct line | Rotating reps, call centers |
Ready to Fund Your Next Deal?
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